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How It Works

Simply follow the moves toward

It's simpler than you suspect. Follow 4 straightforward simple tasks.

Step 1

Create your Account

Step 2

Load Your Wallet Within Seconds

Step 3

Scan QRcode

Step 4

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about
StatesPay: Empowering U.S. SMEs and Freelancers with Borderless Banking

Building Fee-Friendly Financial Tools for the Modern Workforce

StatesPay is revolutionizing financial freedom for American small businesses and independent professionals. We eliminate traditional banking barriers with instant P2P transfers, fee-free virtual cards, and seamless cross-border payments – all accessible through a single, secure platform. Designed for the digital economy, our solutions ensure your money moves as fast as your business needs, without hidden fees or account freezes. Whether you're paying international contractors or managing cash flow, StatesPay gives you the tools to operate without borders, backed by FDIC-insured security. Banking built for the way you work today.

Your Security is Our Top Priority

5 Layers of Protection Safeguarding Your Money

In today's digital world, security can't be an afterthought. That's why we've built multiple layers of protection into every transaction: Military-Grade Encryption - All data protected with 256-bit SSL security Real-Time Fraud Monitoring - AI-powered systems working 24/7 to detect suspicious activity Biometric Authentication - Fingerprint or face ID required for all transactions FDIC Insurance - Deposits insured up to $250,000 through our partner banks Instant Alerts - Get notified immediately of any account activity We treat your security as seriously as you do - because your trust is everything to us.

SMS or Email Verification

Both email and SMS make for more secure authentication, but there are pros and cons to everything.

KYC Solution

Protect sensitive information with our GDPR compliant tech - no server connection needed.

Two Factor Authentication

2FA is an extra layer of protection used to ensure the security of online accounts beyond just a username and password.

End-to-End Encryption

End-to-end encryption is a system of communication where only the users communicating can read the messages.

Behavior Tracking

It is a technique companies and advertisers use to create targeted advertisements and campaigns.

BREAKING THE CHAINS OF TRADITIONAL BANKING

Introducing NO-LIMIT P2P Transfers – Send & Receive Freely

Tired of Restrictions? "Limited transfers, frozen accounts, and fund holds shouldn’t dictate your finances."

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Payment Gateway

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Currencies

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Send Remittance

Take Back Control – With StatesPay’s No-Limit feature, move money instantly without arbitrary caps or delays. Your money, your rules.

Experience Limitless Transfers →
WHY CHOOSE US

SPEND SMART, PAY FAST & TRANSFER with Ease

With NO LIMITS ON P2P TRANSFERS and NO HOLDS ON FUNDS, you have complete financial freedom. SPEND SMART, PAY FAST, AND TRANSFER WITH EASE—WELCOME TO STATESPAY.

01

Convenience

Monitor your account balances, locate ATM machines, transact money transfers, and conveniently add funds through check deposits.

02

Timesaving

There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.

03

Bank on the go

There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.

04

Payment

Make your monthly bill payments effortless by scheduling automatic payments with a hassle-free setup process.

05

e-Statement

Obtain electronic or hard copies of your financial statements to keep for tax or personal records. and more.

Trusted by U.S. Freelancers & Small Businesses

Join Thousands Who Bank Smarter

"Here’s why 2,500+ users chose StatesPay:" User Adoption 📈 "2,500+ SMEs and Freelancers Onboarded in Beta" "I ditched my traditional bank after seeing how fast payments clear!" – Alex T., Freelance Designer (English) Engagement ⏱ "85% Active Weekly | 12 Min Avg Session" "The app saves me 6+ hours/month on chasing payments." – Priya K., Small Business Owner (Hindi) Security Validation 🛡 "Zero Breaches | 100% Beta Safety Record" "Finally, a fintech that takes security as seriously as I do." – Léa M., Consultant (French) Coming Soon 🚀 "Your Voice, Built In" "Multi-currency accounts (launching Q4 2025) – suggested by users like you!"

24/7 Fraud Monitoring