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How It Works

Simply follow the moves toward

It's simpler than you suspect. Follow 4 straightforward simple tasks.

Step 1

Create your Account

Step 2

Select Payment Method

Step 3

Scan QRcode

Step 4

Payment Done By Money Transferred

about
StatesPay: Empowering U.S. SMEs and Freelancers with Borderless Banking

Building Fee-Friendly Financial Tools for the Modern Workforce

At StatesPay, we’re redefining banking for U.S. small businesses, freelancers, and remote teams. Founded by a Nepal-based entrepreneur with a vision to bridge financial gaps, we combine Silicon Valley innovation with global accessibility. Who We Are Mission: Simplify banking for underserved SMEs and freelancers. Company Details - Charo Digital Inc HQ: NJ-registered INC - 23 Keswick cir, Monroe Township, NJ 08831 Stage: Pre-launch beta with 900+ users manually onboarded and validated. What We Do FDIC-Insured Accounts: Safeguard funds via partner banks. Virtual/Physical Cards: Instant issuance with spend controls. P2P Transfers: Seamless ACH payments in seconds. Financial Tools: Invoicing, tax reporting, and cash flow analytics. Why We’re Different Founder-Led Insight: Built by freelancers, for freelancers. Compliance-First: FinCEN-registered MSB with AML/KYC automation. Self-Funded Grit: Bootstrapped to retain full control over our vision. Our Team 13 Passionate Members: Developers, compliance experts, and ops pros. Global Mindset: U.S. regulatory expertise paired with cost-efficient remote engineering. What’s Next 2025: Launch with BaaS-powered automation (targeting 10k users). 2026: Expand to multi-currency accounts and embedded lending. Join Us: Stay updated at StatesPay.app.

Security

5 Ways to Security System

We provide some awesome features that helpful.

SMS or Email Verification

Both email and SMS make for more secure authentication, but there are pros and cons to everything.

KYC Solution

Protect sensitive information with our GDPR compliant tech - no server connection needed.

Two Factor Authentication

2FA is an extra layer of protection used to ensure the security of online accounts beyond just a username and password.

End-to-End Encryption

End-to-end encryption is a system of communication where only the users communicating can read the messages.

Behavior Tracking

It is a technique companies and advertisers use to create targeted advertisements and campaigns.

Overview

We have introduced NO-LIMIT feature for person-to-person (P2P) transactions

Have you ever faced frustrating situations full of restrictions ? LIMITED TRANSFERS, FUND HOLDS AND FROZEN ACCOUNT make every transaction a hassle.

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Payment Gateway

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Currencies

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Send Remittance

DON’T LET LIMITS CONTROL YOUR FINANCES—MAKE EVERY TRANSACTION INSTANT AND STRESS-FREE WITH STATESPAY’S NO-LIMIT FEATURE.

Send Money Now
WHY CHOOSE US

SPEND SMART, PAY FAST & TRANSFER with Ease

With NO LIMITS ON P2P TRANSFERS and NO HOLDS ON FUNDS, you have complete financial freedom. SPEND SMART, PAY FAST, AND TRANSFER WITH EASE—WELCOME TO STATESPAY.

01

Convenience

Monitor your account balances, locate ATM machines, transact money transfers, and conveniently add funds through check deposits.

02

Timesaving

There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.

03

Bank on the go

There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.

04

Payment

Make your monthly bill payments effortless by scheduling automatic payments with a hassle-free setup process.

05

e-Statement

Obtain electronic or hard copies of your financial statements to keep for tax or personal records. and more.

Trusted by U.S. Freelancers and Small Businesses

What People Say About Us

User Adoption: "900+ SMEs and freelancers manually onboarded during our closed beta." Engagement: "85% of beta users actively transacted weekly, with an average session time of 12 minutes." Problem Solved: "Beta testers saved 6+ hours/month on manual invoicing and payment tracking." Security Validation: "Zero security breaches reported during beta testing." Feature Requests: "70% of requested features (e.g., multi-currency accounts) are now in development."

24/7 Fraud Monitoring