It's simpler than you suspect. Follow 4 straightforward simple tasks.
At StatesPay, we’re redefining banking for U.S. small businesses, freelancers, and remote teams. Founded by a Nepal-based entrepreneur with a vision to bridge financial gaps, we combine Silicon Valley innovation with global accessibility. Who We Are Mission: Simplify banking for underserved SMEs and freelancers. Company Details - Charo Digital Inc HQ: NJ-registered INC - 23 Keswick cir, Monroe Township, NJ 08831 Stage: Pre-launch beta with 900+ users manually onboarded and validated. What We Do FDIC-Insured Accounts: Safeguard funds via partner banks. Virtual/Physical Cards: Instant issuance with spend controls. P2P Transfers: Seamless ACH payments in seconds. Financial Tools: Invoicing, tax reporting, and cash flow analytics. Why We’re Different Founder-Led Insight: Built by freelancers, for freelancers. Compliance-First: FinCEN-registered MSB with AML/KYC automation. Self-Funded Grit: Bootstrapped to retain full control over our vision. Our Team 13 Passionate Members: Developers, compliance experts, and ops pros. Global Mindset: U.S. regulatory expertise paired with cost-efficient remote engineering. What’s Next 2025: Launch with BaaS-powered automation (targeting 10k users). 2026: Expand to multi-currency accounts and embedded lending. Join Us: Stay updated at StatesPay.app.
We provide some awesome features that helpful.
Both email and SMS make for more secure authentication, but there are pros and cons to everything.
Protect sensitive information with our GDPR compliant tech - no server connection needed.
2FA is an extra layer of protection used to ensure the security of online accounts beyond just a username and password.
End-to-end encryption is a system of communication where only the users communicating can read the messages.
It is a technique companies and advertisers use to create targeted advertisements and campaigns.
Have you ever faced frustrating situations full of restrictions ? LIMITED TRANSFERS, FUND HOLDS AND FROZEN ACCOUNT make every transaction a hassle.
Payment Gateway
Currencies
Send Remittance
DON’T LET LIMITS CONTROL YOUR FINANCES—MAKE EVERY TRANSACTION INSTANT AND STRESS-FREE WITH STATESPAY’S NO-LIMIT FEATURE.
Send Money NowWith NO LIMITS ON P2P TRANSFERS and NO HOLDS ON FUNDS, you have complete financial freedom. SPEND SMART, PAY FAST, AND TRANSFER WITH EASE—WELCOME TO STATESPAY.
Monitor your account balances, locate ATM machines, transact money transfers, and conveniently add funds through check deposits.
There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.
There is no need to physically go to a credit union branch to carry out the daily tasks mentioned earlier.
Make your monthly bill payments effortless by scheduling automatic payments with a hassle-free setup process.
Obtain electronic or hard copies of your financial statements to keep for tax or personal records. and more.
User Adoption: "900+ SMEs and freelancers manually onboarded during our closed beta." Engagement: "85% of beta users actively transacted weekly, with an average session time of 12 minutes." Problem Solved: "Beta testers saved 6+ hours/month on manual invoicing and payment tracking." Security Validation: "Zero security breaches reported during beta testing." Feature Requests: "70% of requested features (e.g., multi-currency accounts) are now in development."
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